What is Microbial Induced Corrosion? How Do Cellphone Towers Work? Why Your Fan Club Needs Personalized Ball Caps 7 Benefits of Physical Therapy After an Injury Your Guide to the Pharmaceutical Sales Industry What You Need to Know Before Moving to Indianapolis 6 Ways to Lower Your Cell Phone Bill 5 Ways to Pick Your Private Airline Service The Pros and Cons of Synthetic Oil 7 Tips for Maintaining a Healthy Bladder 5 Must-Have Heels Every Woman Needs in Her Closet 4 Powerful Tips for Overcoming Alcohol Addiction 5 Benefits to Working Out With a Friend How to Pick The Right Engine Oil 5 Things You Need To Know About Custom Coins 3 New Tactics to Improve Donor Retention Why 3D Glasses May Not Work for You The Most Common Room Fragrance Smells 6 Tips For Knowing Whether to Repair or Rebuild Electronics 5 Common Sublimation Issues Catfish Fishing Tips and Techniques 4 Fun And Crazy Lingerie Party Themes 7 Tips To Saving Money When You Shop Online Top 5 Places in Texas to Purchase Land The Future of Mobile Gas Fueling 6 Decorating Ideas for a Family Holiday Party 9 Problems to Avoid with Regular Pest Control Service 7 Important Things to Know Before Obtaining Your CDL License Preparing Trees For a Storm The Benefits of a Prepaid Phone Plan 8 Unique Photography Poses to Try for Brides and Grooms 6 Tips to Improve Company Culture A Guide to Understanding How Boat Insurance Works Tips For Reading The Housing Market Right Now 6 Great Ways to Show Off Your Fur Baby Everything You Need to Know About Hormone Replacement Therapy 6 Ways To Make Your Party Memorable 4 Signs it is Time To Replace Your Home Air Ducts 6 Reasons to Hire a Certified CPA 6 Tips for Opening a Restaurant Franchise How to Set Up Your Business Office from Scratch 6 Facts Everyone Should Know About Parking and ADA Compliance Three Reasons To Have An Outdoor Patio For Your Business What to Wear and Not Wear at the Gym 6 Tips For Purchasing An Anniversary Ring 6 Points To Note When Finding an Occupational Therapist For Your Child 5 Reasons You Should Take Surfing Lessons 6 Surprising Asphalt Facts You Didn’t Know How To Teach Your Children About the DNA Process of Replication A List of Adoption Terms Everyone Should Know 5 Major Misconceptions About Keeping Medical Records 5 Steps For Selecting The Best Mower For You 5 Ways To Welcome A New Employee 5 Tips For Helping Your Children Deal With A Move 7 Reasons to Hire a Personal Injury Attorney after Your Accident 6 Common Myths of Incontinence 6 Easy Tips To Get A Six-Pack 6 Amazing Ideas for Picking Your Bridesmaids Dresses How to Integrate Email and Direct Mail Marketing Campaigns Cigars: A History Preworkout Debate: Stimulant vs. Stimulant Free What Microbes are in Your Water? 6 Tips for Drawing Smallmouth Bass Out of Their Deep Summer Haunts Gun Range Basics: Everything You Need to Know Top Luxury Travel Destinations This Summer 4 Advantages of Bacteriostatic Water Everything You Need to Know About Making a Vinyl Sign 5 Outside Fitness Activities to Try this Summer 4 Important Facts to Know About Brain Injury Legal Outcomes 6 Ways to Stay Organized for Next Year’s Taxes How-to Decorate Your House Using Antique Furniture 6 Benefits to Steel Building Systems Construction 5 Ways to Live a Fit Lifestyle if You Hate Working Out 5 Signs It is Time to Talk To Your Parents About Assisted Living 5 Unique Ways Men Can Prevent Urinary Incontinence 4 Ways to Honor Veterans You Know Importance of Taking Control of Your Finances and Having No Debt 4 Tips For Getting Your Child To Sleep In Their Bed 3 Surprising Benefits of Dentures 5 Quick Ways to Save Money When Buying Toiletry Items 3 Vintage Clothing Styles to Rock This Winter 5 Reasons You Should Practice Laboratory Safety 5 Tips for Child Proofing Your Electrical Outlets and Appliances 7 Creative Uses for 5 Gallon Buckets 4 Things You Didn’t Know About Chiropractors 5 Reward Credit Cards You Need to Consider 5 Unique Ways to Show Appreciation to Employees The Most Common Franchise Mistakes and How-to Avoid Them 4 Ways to Choose What Type of Marijuana You Want 3 Reasons Water Treatment is Essential to the Oil and Gas Industry 6 Reasons Why Brain Training Works at Any Age 5 Reasons to Invest in a Yeti Cooler 6 Things to Look for in a Fitness Club 7 Simple Questions to Ask When Choosing a Credit Card 4 Reasons to Use a Portable Storage Unit for a Move 5 Tips When Looking for a New Job 5 Critical Things to Know When Relocating Your Business 3 Benefits of Buying a Lakefront Property 5 Simple Ways to Reduce Your Credit Card Debt 4 Reasons to Switch to LED Bulbs

7 Simple Questions to Ask When Choosing a Credit Card

Applying for a new credit card is a big decision, and there are all kinds of different cards on the market. Make sure you choose the right one by asking yourself these seven questions before you select your card.

1. What’s my credit score?

While you don’t need to know your exact credit score, you should at least know what range you fall under. Many credit cards have high credit score requirements, so if you don’t have a high score, you’d be wasting your time applying.

2. How will I use the card?

Different credit cards fit different needs. If you’re planning to consolidate credit card debt or finance large expenses on your card, you’ll want one with an introductory 0-percent annual percentage rate (APR). If you want to get the most back from your spending, it’s better to go with a card that has high cashback or rewards.

3. Does it have the features I need?

Look for a card that will fit all your needs. If you’re a frequent traveler, make sure you get a card that has no foreign transaction fees. Do you fly with a specific airline often? You may want to get its credit card so you can check your bags for free.

4. How can I get the most rewards?

To maximize the return you get on your spending, you need to choose a card with rewards that match your spending habits. For example, some cards offer bonus points or cashback on certain spending categories. Shop around to find the card that will get you the most back.

5. Is the annual fee worth it?

Many reward cards have an annual fee, and this fee could be $59, $95 or even $450. While paying $450 for a credit card may seem outrageous, cards with higher fees also have far more benefits which can make them worthwhile. Compare the amount you’d pay for the card to how much you could reasonably expect to save in rewards and other perks.

6. Can I meet the bonus requirements?

To attract customers, most credit cards have generous sign-up bonuses that you earn for spending a certain amount within a set timeframe. Choose a card with a bonus that you’ll be able to meet through your normal spending, otherwise you’re just leaving money on the table.

7. What’s the interest rate?

You should take a look at the interest rate of any credit card you’re considering. Just remember that it’s always better to pay your card balance in full every month to avoid interest.

While it can be tricky to choose a credit card, if you figure out your needs, it’s much easier to narrow down your options. Once you have a few favorites, you really can’t go wrong.

2016 Kickercon News Blog